Drive Down The Scenic M-22 Highway And Fall In Love With The Beauty Of Michigan All Over Again

You might think you’ve seen all Michigan has to offer, but you haven’t truly experienced the beauty of the state until you’ve embarked on a journey down M-22. This breathtaking highway is one of the prettiest places to drive here in the Great Lakes State, whether you visit in the midst of summer or on a crisp winter day. When you’re ready to be blown away by the many wonders of our region, hop in the car and explore this beloved scenic drive in Michigan.

Have you taken time to meander along M-22 or another scenic drive in Michigan? What are some of your favorite attractions and outdoor destinations along the way? We’re always eager to hear from you, so share your thoughts by leaving a Facebook comment or recommend another unique Michigan locale by filling out our official nomination form here.

Are you looking for another place to explore? You’ll want to read this piece about our favorite scenic country roads in Michigan.

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If You Think the Housing Market Will Slow This Winter, Think Again.

If You Think the Housing Market Will Slow This Winter, Think Again. | Simplifying The Market

From the opportunity to take advantage of today’s low mortgage rates to changing homeowner needs, Americans have more motivation than ever to buy a home. According to the experts, buyers are making moves right now, creating an unseasonably strong housing market for this time of year.

As we wrap up the fall season and move into the winter months, here’s a look at what several industry leaders have to say about the continued momentum in the current market, and what it means as we head into the early part of next year.

Lawrence Yun, Chief Economist, National Association of Realtors (NAR)

“This solid buying is a testament to demand still being relatively high, as it is occurring during a time when inventory is still markedly low. The notable gain in October assures that total existing-home sales in 2021 will exceed 6 million, which will shape up to be the best performance in 15 years.” 

Odeta Kushi, Deputy Chief Economist, First American

“So far in November, purchase applications point to another strong month in sales. Still low rates and demographic demand support this strength, even as affordability and inventory headwinds remain.”

The M Report

“The demand for housing in the United States has reached a fever pitch, a trend that opposes the norm of this time of the year when the market cools as the winter months set in.”

Mark Fleming, Chief Economist, First American

Strong demographic demand will continue to act as the wind in the housing market’s sails.”

What does this mean for the winter housing market?

Buyers are actively in the market, and they’re competing for homes to purchase. With the momentum coming out of this fall, all signs point to the winter housing market picking up steam, making it much busier than in a more typical year. And as we’ve seen in so many ways, 2020 and 2021 were anything but typical in real estate. It looks like 2022 may be joining that list before we know it.

Bottom Line

If you think the housing market will slow down this winter, think again. Whether you’re thinking of buying a home, selling your house, or both – let’s connect to determine if this winter is your best time to make a move too.

Drive And Walk Through 25 Holiday Light Displays And More At Winter Wonderland In Michigan

There’s nothing more magical than celebrating the holiday season here in the Great Lakes State, whether you’re spending a quiet evening making Christmas cookies at home or heading out to check out festive decorations in your neighborhood. This year, Michiganders have the chance to experience the joy of the season in an exciting way: by checking out this unique Christmas light event in Michigan.

For more information about this awesome Christmas light event in Michigan, click here. Are you planning to check out the Gilmore Car Museum for this event or another awesome outing? Share your thoughts with us by leaving a Facebook comment or recommend another fun-filled Michigan adventure by completing our official nomination form here.

Looking for year-round excitement? Be sure to read about this massive and marvelous waterfall in Michigan.

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The Chapel Near Detroit That’s Located In The Most Unforgettable Setting

Are you searching for a dash of history and serenity right here near the Motor City? You don’t have to be religious to appreciate a breathtaking church or other religious building, especially when it’s full of fascinating stories, marvelous architecture, and pretty views. One such chapel near Detroit will capture your heart and leave you feeling more peaceful in no time.

To learn more about St. Anne Chapel, also known as St. Anne Church, click here. Have you and your loved ones visited this beautiful chapel near Detroit during previous Grosse Ile outings? Share your memories with us by leaving a Facebook comment or recommend another spiritually meaningful destination by filling out our official nomination form here.

If you’re fascinating by our city’s past, you’ll want to read about these eight historic restaurants in Detroit.

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These 7 Small Towns In Michigan Honor Christmas In The Most Magical Way

You don’t have to be obsessed with the holiday season to appreciate the most brilliant and festive Christmas towns in Michigan. After all, the Great Lakes State is hard not to love when the winter season rolls around, as our entire region comes to life with snow, lights, and festive gatherings galore. If you’re on the hunt for a small-town Christmas atmosphere that will warm your heart, explore these seven delightful destinations.

Have you been lucky enough to visit any of these bright and welcoming Christmas towns in Michigan during previous holiday seasons? Do you have a favorite that wasn’t included on our list? We would love to hear from you, so leave a few thoughts in the Facebook comments or share your official suggestions with us by filling out our nomination form here.

If you’re seeking another magical experience, read about this private island for rent in Michigan.

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A Happy Tail: Pets and the Homebuying Process [INFOGRAPHIC]

A Happy Tail: Pets and the Homebuying Process [INFOGRAPHIC] | Simplifying The Market

A Happy Tail: Pets and the Homebuying Process [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • It’s no secret that we love our furry friends – about 70% of U.S. households have pets. What may come as a surprise is how large a role they play in the homebuying process.
  • Americans spend $1,163 a year on their pets, and nearly half of pet owners say they would move for better accommodations and amenities for their pets.
  • If you’re thinking of adding a furry friend, or if you already have, let’s connect to discuss how you can find a home that meets all your pet’s needs.

There Is An Entire Christmas Farm In Michigan And It’s Absolutely Delightful

Are you looking for a unique way to celebrate the holiday season? While most of us have long-running traditions, there’s always something new to be discovered here in the Great Lakes State. One delightful Christmas farm in Michigan offers charm, vibrancy, and loads of family fun. Round up a few pals and head out for a twinkly adventure at this unforgettable Michigan locale.

For additional information about Walk Through The Lights at Gull Meadow, including precise hours and ticketing details, click here. Have you and your family checked out this Christmas farm in Michigan during past outings? Share your favorite memories with us by leaving a Facebook comment or recommend another holiday event by filling out our official nomination form here.

If you’re searching for a more private wintertime adventure, read about this cozy bed and breakfast in Michigan.

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Two Reasons Why Waiting To Buy a Home Will Cost You

Two Reasons Why Waiting To Buy a Home Will Cost You | Simplifying The Market

If you’re a homeowner who’s decided your current house no longer fits your needs, or a renter with a strong desire to become a homeowner, you may be hoping that waiting until next year could mean better market conditions to purchase a home.

To determine whether you should buy now or wait another year, you can ask yourself two simple questions:

  1. Where will home prices be a year from now?
  2. Where will mortgage rates be a year from now?

Let’s shed some light on the answers to both of these questions.

Where Will Home Prices Be a Year from Now?

Three major housing industry entities are projecting ongoing home price appreciation in 2022. Here are their forecasts:

According to the National Association of Realtors (NAR), the median price of a home today is $353,900. Using an average of the three price projections above (6.5%), a home that sold for $353,900 today would be valued at $376,904 at the end of next year. As a prospective buyer, you would therefore pay an additional $23,004 by waiting.

Where Will Mortgage Rates Be a Year from Now?

Today, Freddie Mac announced their 30-year fixed mortgage rate was at 3.1%. However, most experts believe mortgage rates will rise as the economy recovers. Here are the forecasts for the fourth quarter of 2022 by the three major entities mentioned above:

That averages out to 3.7% if you include all three forecasts. Any increase in mortgage rates will increase your costs.

What Does It Mean for You if Home Values and Mortgage Rates Increase?

If both variables increase, you’ll pay a lot more in mortgage payments each month. Let’s assume you purchase a $353,900 home today with a 30-year fixed-rate loan at 3.1% (the current rate from Freddie Mac) after making a 10% down payment. According to mortgagecalculator.net, your monthly mortgage payment would be approximately $1,360 (this does not include insurance, taxes, and other fees because those vary by location).

That same home one year from now could cost $376,904, and the mortgage rate could be 3.7% (based on the industry forecasts mentioned above). Your monthly mortgage payment after putting down 10%, would be approximately $1,561.Two Reasons Why Waiting To Buy a Home Will Cost You | Simplifying The MarketThe difference in your monthly mortgage payment would be $201. That’s $2,412 more per year and $72,360 over the life of the loan.

Add to that the approximately $23,004 a house with a similar value would build in home equity this year due to home price appreciation, and the total net worth increase you could gain by buying this year is over $95,364 (the $72,360 mortgage savings plus the $23,004 potential gain in equity if you buy now).

Bottom Line

When asking if you should buy a home, you may think of the non-financial benefits of homeownership. When asking when to buy, the financial benefits make it clear that doing so now is much more advantageous than waiting until next year.

A Historic Restaurant In Michigan, Zehnder’s, Has Chicken Dinners Known Around The World

While local hidden gems are certainly worth exploring, there’s something decidedly delightful about visiting one of the famous restaurants in Michigan that set our region apart. One such destination here in the Great Lakes State serves mouthwatering chicken dinners for the entire family – and it’s easy to see why they’re known around the world. Get ready to dig in while making lasting memories in a history-rich environment.

For additional information about Zehnder’s and its world-renowned chicken dinners, click here. Have you checked out this or other famous restaurants in Michigan during previous dining adventures with loved ones? Share your favorites with us by leaving a Facebook comment or recommend another must-visit eatery by filling out our official nomination form here.

If you’re looking for another great place to dine, read about this out-of-the-way cafe in Michigan.

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You Can Rent This Entire Island In Michigan For Under $300 Per Night

There’s plenty to be said for a standard vacation in a typical hotel room or even a camping adventure, but have you ever wondered what it would be like to experience a private island in Michigan? While such an excursion might sound unattainable, it’s closer to reality than you might imagine — in fact, one island here in Michigan can be rented at a shockingly reasonable rate. It’s never too soon to start planning your next getaway, so keep this rustic and beautiful locale in mind.

For more information about Republic Island and its rental conditions, click here. Have you and your loved ones been lucky enough to explore this pretty and peaceful private island in the Michigamme River during previous Upper Peninsula outings? Share your experiences with us by leaving a Facebook comment or recommend another must-visit locale in the Great Lakes State by filling out our nomination form here.

In the mood for more U.P. beauty? You’ll want to read about this gorgeous wilderness area in Michigan.

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