This Michigan Waterfront Is Officially One Of The Best River Walks In The Country

Whether you’re looking for a dose of fresh air, seeking a place to stretch your legs, or simply searching for pretty scenery, nothing beats the experience of strolling along a river walk in Michigan. While our bodies of water offer all sorts of attractions, there’s one walkway here in the Great Lakes State that stands out above the rest – and has even earned national accolades. Get ready to go on an adventure.

For more information about this nationally recognized river walk in Michigan, click here. Have you and your family taken a stroll alongside the water during previous visits to the area? Share your experiences and memories with us by leaving a Facebook comment or recommend another great place to appreciate river views in Michigan by completing our nomination form here.

If you’re seeking something a bit more rustic, you might appreciate reading about this pretty overlook in Michigan.

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The Magical Place Near Detroit Where It’s Christmas Year-Round

Can you imagine experiencing the joys of the holiday season in the midst of a sweltering Michigan summer? There’s one incredible Christmas store near Detroit where you can do just that. Whether you’re a full-blown Christmas fanatic or a kid at heart who’s searching for a dose of childlike glee, this sprawling shop will capture your heart. Get ready to step into a year-round holiday dreamland.

For additional information about Bronner’s Christmas Wonderland, click here. Have you and your family checked out this magical Christmas store near Detroit during previous day trips to Frankenmuth? Share your experiences with us by leaving a Facebook comment or recommend another year-round gem by filling out our official nomination form here.

If you’re a fan of the holiday season, you’ll want to read about these top winter activities in Michigan.

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ChristKindlMarkt Is An Old-World Holiday Market In Michigan That Will Take You Back In Time

Modern traditions have their perks, whether you’re keen on watching holiday movies or driving around town to check out neighbors’ impressive Christmas light displays. There’s something truly magical, though, about embracing a timeless tradition, and one old-fashioned holiday market in Michigan will sweep you back to a simpler era. We can’t imagine a more marvelous way to embrace the spirit of the season.

For additional information about this old-fashioned holiday market in Michigan, click here. Have you and your family done some shopping at the ChristKindlMarkt during previous visits to Frankenmuth? What are some of your favorite finds and memories? Share your experiences by leaving a Facebook comment or recommend another old-world Christmas tradition in Michigan by filling out our nomination form here.

If you can’t get enough of the holiday season, read about these magical holiday light displays in Michigan.

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​Watch The Sunrise At Bay View Park, A Unique East-Facing Beach In Michigan

It’s no secret that the Great Lakes State is known for its brilliant sunsets, but have you wondered where you might encounter some of the best sunrises in Michigan? While there are endless places to experience the great outdoors, one underrated park offers guests the chance to unwind, make memories with the family, and gaze out upon the shoreline.

To learn more about this unique Alpena destination and its many amenities, click here. Have you and your family ever checked out this or another spot that offers some of the best sunrises in Michigan? Share your experiences and recommendations with us by leaving a Facebook comment or recommend another must-visit park by filling out our nomination form here.

On the lookout for another natural gem? Be sure to read about this enchanting boardwalk trail in Michigan.

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Tips for Single Homebuyers: How To Make Your Dream a Reality

Tips for Single Homebuyers: How To Make Your Dream a Reality | Simplifying The Market

If you’re living on your own and looking to buy a home, know that you can make your dream a reality with thoughtful planning and the right team of experts. Research from Freddie Mac shows 28% of all households (36.1 million) are sole-person, and that number is growing. Over the past 40 years, the number of sole-person households has nearly doubled, and that’s a trend that’s expected to continue. According to Freddie Mac:

Our calculation suggests that there will be an additional 5 million sole-person households in the United States by the next decade. This means 42% of the household growth will be contributed by sole-person households, . . .”

If you fall into this category, here are three tips to help you achieve your homeownership goals.

1. Know Your Credit Score

When you buy a home on your own, you have to qualify for your loan based solely on your own finances and credit history. Investopedia says:

“. . . lenders will be looking at just one credit profile: yours. Needless to say, it has to be in great shape. It is always a good idea to review your credit report beforehand, and this is especially true of solo buyers.”

It’s important to find out your score so you know where it falls. If you’re not sure if it’s strong enough or where to focus your energy to improve it, meet with a professional for expert advice on your individual situation.

2. Explore Down Payment Options

Next, look into down payment programs so you can get a feel for what you’ll need to save to buy a home. Rob Chrane, CEO of Down Payment Resource, explains:

“Buyers should discuss their program options with their loan officer and real estate agent to make sure they choose the program best suited to their personal needs.”

In this step, lean on the pros to determine what you’re eligible for and what’s right for you.

3. Think About Your Future Home and Your Needs

You should also spend time thinking about what you want. What type of home do you picture yourself in? To answer that question, Quicken Loans shares this advice:

Think about your lifestyle, what you want out of your home and your needs. Is being close to work important? Do you need a lot of yard space? Do you want an extra bedroom that you can transform into a home office? Condo or detached home? Lots of space for entertaining? It’s all up to you (and your budget).”

Again, a professional can help you balance what you want and how much you should spend on your monthly housing costs to determine what type of home is right for you.

While buying a home solo can feel like a big challenge, it doesn’t have to be. If you lean on the professionals, they can help you navigate these waters and make sure you’re able to take advantage of the great opportunities in today’s housing market (like low mortgage rates) to buy your dream home.

Bottom Line

The share of sole-person households is growing. If you’re looking to buy a home on your own, be confident that the dream is achievable. When you’re ready to begin your search, let’s connect so you have expert advice each step of the way.

Choose From More Than 20 Flavors Of Scrumptious Cupcakes When You Visit Cupcake Station In Michigan

If you’ve got a sweet tooth, you might have searched high and low to find the best cupcakes in Michigan. Our state is chock-full of bakeries and sweet shops, whether you’re keen on chain eateries or unassuming local destinations. When you’re ready to indulge in some of the tastiest flavors imaginable, venture to one unforgettable cupcake shop in the Great Lakes State for a truly mouthwatering experience.

For more information about Cupcake Station and its impressive offerings, click here. Have you checked out this or another spot that offers amazing cupcakes in Michigan? Share your experiences with us by leaving a Facebook comment or recommend another bakery in the Great Lakes State by filling out our official nomination form here.

Still hungry after all those cupcakes? You might want to read about these unique restaurants in Michigan.

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The Twinkliest Town Near Detroit Will Make Your Holiday Season Merry And Bright

Are you on the lookout for a beautiful holiday town near Detroit? While the Motor City itself is home to plenty of sparkling lights and gorgeous seasonal displays, there’s something genuinely magical about venturing out to explore a cozy community when winter weather arrives. You might be familiar with bustling holiday towns like Rochester, but one smaller spot near Detroit deserves a second look this year.

Have you and your loved ones been lucky enough to explore this stunning holiday town near Detroit during previous outings? Share your favorite memories and experiences with us by leaving a Facebook comment or recommend another must-see Christmas display in Metro Detroit by filling out our nomination form here.

Searching for even more holiday charm this year? Be sure to read about this gorgeous Christmas tree near Detroit.

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How To Think Strategically as a Buyer in Today’s Market

How To Think Strategically as a Buyer in Today’s Market | Simplifying The Market

The game of chess can provide incredible lessons to apply to all aspects of life, including the homebuying process. Chess requires you to plan and think about your strategy from the very beginning of the game.

The homebuying process, like chess, requires strategy and planning. Here are a few things to keep in mind to ensure your plan is as strong as possible when you begin your home search.

Pre-Approval: the Best Opening Play To Make as a Homebuyer

It’s important to have a great opening play when you’re buying a home. And the best move you can make when you begin your home search is getting pre-approved by a lender. You’ve probably already heard this is an important step, but what exactly is pre-approval and what benefits does it provide you?

As Freddie Mac puts it:

“The pre-approval letter from your lender tells you the maximum amount you are qualified to borrow. Getting a pre-approval letter is not a loan guarantee, it simply states how much your lender is willing to lend you. . . .”

And while determining how much you can afford at the start of your search is critical, the pre-approval letter also serves another important purpose. Freddie Mac also notes:

“This pre-approval allows you to look for a home with greater confidence and demonstrates to the seller that you are a serious buyer.”

In the game of chess, a strong opening move signals to your opponent that you’re a serious competitor. As a homebuyer, your pre-approval letter signals to the seller that you’re a serious, interested buyer.

Homebuying: It’s a Team Game, Not a Single-Player Experience

Every step you take to create your strategy as a buyer is important in today’s market. Why? Mortgage rates are still low, but increasing. Prices are going up. There’s a limited supply of homes for sale. These are just a few key variables in today’s market you need to be prepared for.

That means leaning on expert guidance as you plan every move is more important than ever. Have a team of professionals – like your trusted real estate agent and a loan officer – every step of the way to make sure you make the right moves.

Bottom Line

Getting a pre-approval letter isn’t just good strategy, it can be game-changing. It allows you to get a full understanding of what you can afford, and it signals to sellers that you’re serious. Let’s connect today to ensure you’re playing chess and being strategic during the home buying process.

9 Rare Photos Taken In Metro Detroit During The Great Depression

The Great Depression marked an era of substantial financial and emotional difficulties for Americans, both individually and as a broader society. Following the crash of the stock market in 1929, the Depression had worldwide impacts that left millions in dire circumstances through the late 1930s. Detroit was not immune to the challenges of this era, but life didn’t stop entirely when the markets crashed. Here are nine fascinating photos that show what it was like to experience the Great Depression in Detroit.

Have you seen any family photos from the Great Depression? What do you know about the Great Depression in Detroit and its broader effects throughout Michigan? We’re always eager to hear from you, so share your thoughts by leaving a Facebook comment or recommend another historical era you’d like to learn more about by filling out our nomination form here.

Looking to explore even more history? You’ll want to check out these photos from the 1940s in Detroit.

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